Yesterday I was blissfully unaware but today I realise that I am a man with a debt and I have a debt collector chasing me.
It is not a large debt and, as I stated, I didn’t know that I had the debt until the letter arrived in the post yesterday announcing it.
The letter was from a collection agency chasing up outstanding fines from a Hornsby video store which has ceased to trade. According to their records, I rented a copy of the ‘Bourne Supremacy’ on 18 January 2011 and failed to return it until 20th January 2011 thus incurring a massive $6 overdue fee. I don’t recall renting the video but I am sure that they would not just make something like that up. The problem was that I obviously never returned to rent another video from that store and so I was never asked to pay the fine. Since the store has now gone out of business I guess that the auditors are attempting to recoup any losses which are outstanding.
The interesting thing is that the collection agency charged me a $7.50 fee for sending me the letter about my $6.00 debt and (if that wasn’t enough) the second last line of the letter includes a $0.41 ‘e-collection fee’ as well which makes the total overdue fee $13.91, add that to the initial $6.00 that I paid to hire the movie and I will have paid $19.91 which is more than buying a copy of the DVD would be today!
The letter contains the following warning “A video store is not required to notify you of an outstanding debt and is entitled to pursue debts for up to six years. Failure to pay this bill will result in further costs to you. (Min $27.50)”
I am so glad that all the debts that I have forgotten do not attract the same response as this one…all of the mistakes, the harsh words, the wrong attitudes and selfish behaviour… I am so glad that I have found the truth that Jesus paid all the debts I ever incurred so that there would be no administration fee ever added.
The truth is that He is willing to forgive it all and offers this to each one of us. My outstanding DVD bill reminds me how fortunate I really am.
“Therefore if the Son makes you free, you shall be free indeed.” John 8:38